The Community Insurance Company was created through the merger of The Mutual Insurance Company of Lehigh County and Clearfield County Grange Mutual Fire Insurance Company to form Community Insurance Company, a stock insurance company, a subsidiary of Community Holding Management, Inc; a Mutual Holding Company.
The Company’s underwriting rules and risk selection criteria are based on conservative philosophies derived from years of experience accumulated by the Company’s management and staff, and from underwriting guidelines of companies that have been successful in the regional marketplace.
Since there are a limited number of full time employees, the Company relies heavily on outside consultants and advisors to provide technical assistance and support. This permits the Company to operate its service and administrative functions more efficiently. In addition, complete or partial outsourcing of selected services occurs in order to maintain the high level of competency standards expected in today’s marketplace.
Community Insurance Company is rated A (exceptional) by Demotech, Inc. of Columbus, Ohio.