Our History

About Clearfield Mutual

The Clearfield Mutual Insurance Company is a One Hundred and Six year old (106) Company providing personal lines insurance products to its members in the State of Pennsylvania.

During 2014 the Clearfield Mutual Insurance Company underwent substantial changes in management in order to enhance its prospects in a competitive and changing insurance marketplace while continuing its’ profitability. A new Senior Management group and Board of Directors were appointed to focus on addressing compliance issues and expansion of the Company’s geographic reach.

The Company’s underwriting rules and risk selection criteria are based on conservative philosophies derived from years of experience accumulated by the Company’s management and staff, and from underwriting guidelines of companies that have been successful in the regional marketplace.

Since there are a limited number of full time employees, the Company relies heavily on outside consultants and advisors to provide technical assistance and support. This permits the Company to operate its service and administrative functions more efficiently. In addition, complete or partial outsourcing of selected services occurs in order to maintain the high level of competency standards expected in today’s marketplace.

About Lehigh Mutual

The Mutual Insurance Company of Lehigh County was organized in 1848 via a limited charter by a special act of the General Assembly of the Commonwealth of Pennsylvania as The Mutual Fire Insurance Company of Lehigh County. The present name was adopted in 1956.

Day-to-day operations were originally conducted from a home office located in the Trexlertown area, just west of Allentown. The company then relocated to the Allentown Business District where they rented office space at 913 Hamilton Street until purchasing a parcel of land and constructing a building in the late 1940’s. This parcel of land at 1047 Hamilton Street, which was purchased in 1948, was occupied by an ice cream shop and a few homes. The company demolished those structures and salvaged some of the building materials, especially the brick, and built what is now the home office. In 1984, the company demolished two remaining tenant-occupied homes and transformed this space into additional parking. In 1996, the company completely renovated the building and in the process changed it from a double occupancy to a single occupancy.

Lehigh Mutual writes business in Lehigh, Northampton, Carbon, Monroe, Eastern Berks and Northern Bucks Counties. The company has developed a niche in urban homeowner’s business in Allentown, Bethlehem and Easton, also known as the Lehigh Valley, the third largest metropolitan area in the state of Pennsylvania.

Today the company has a staff of three full time employees. Mr. Michael Yeager is President/CEO.