Our Staff


The Company’s principal office is in Allentown, Pennsylvania, which is the administrative office, with all its books and records, and a branch office located in Clearfield, Pennsylvania.

James J. Gardner President/Business Development
Matthew Schnader Underwriting/Claims
Sharon L. Freyer Internal Accounting/CSR
Jolene P. Fritchey Policy Management/CSR
Charter Lane Consulting, LLC Financial Reporting
Amber Brown Customer Service
Wendy Jones Bloomsburg Office Manager
Michele Lowman Littlestown Office Manager